Is LendingTree A Legit Loan Website? Real Customer Reviews

LendingTree is a legit loan website that helps you find personal loan options by connecting you with different lenders, giving you choices to pick the one that suits you best.

On Google, you’ll see questions like ‘Is LendingTree safe? Is LendingTree legit?’ In today’s review, we will answer these high concerns about this loan platform.

Overview Of LendingTree

LendingTree started in 1998, helping people compare mortgage lenders. Now, they’ve grown to offer various financial services, including personal loans, student loans, small business loans, auto loans, credit cards, insurance, and banking products. The app is available to monitor your credit score anywhere you are.

Am I Eligible To Apply For A LendingTree Loan?

To get a personal loan from LendingTree, they look at things like your credit score, income, debts, and job status. Meeting these doesn’t guarantee approval, but they’re important in deciding if you qualify.

Why People love Lending Tree

You can borrow between $1,000 and $50,000 through LendingTree’s partners. While they don’t give direct loan perks, using their service can save time and possibly money. They offer free credit monitoring to estimate your credit score and a money management tool to track your finances, like transactions and subscriptions.

Interest rates from LendingTree’s partners can start as low as 6.99%.

Who Is LendingTree Loan For

LendingTree is great if you want to compare loan options easily, borrow up to $50,000, and have a credit score of at least 600. Repayment terms usually range from three to seven years, but some partners might offer as short as one year or as long as 12 years.

How To Get Personal Loans From Lending Tree

To get a personal loan from LendingTree:

  1. Choose your loan purpose.
  2. Pick a loan amount.
  3. Fill in your details.
  4. Review loan offers.
  5. Select an offer and apply.

Remember, prequalification offers aren’t guaranteed until approved by the lender.

What Are Customers Saying About Lending Tree Services

LendingTree has a rating of 4.6 out of 5 stars on Trustpilot. Many customers appreciate the quick and reliable loan process and responsive customer service. However, some complain about the high volume of phone calls, receiving over 20 calls per day and numerous texts from LendingTree’s partners. Here are few customer reviews

Very professional loan company. Made me feel at ease. Lots of documents to upload. Customer service was spot on! Every time I called, the representative was polite and professional! Would use it again. Thank you for the fast service!

Lending tree has helped me while battling my bad credit, they helped me find ‘Avant’ credit card that approved me of $300, about 6 months later was approved for $500 limit. So yes both companies are legit and true to their words.

Is Lending Tree Scam Or Legit

LendingTree is 100% legit and works hard to keep your info safe. They use special codes to protect it when it’s sent around, and only they can read it. When you see a little lock on your screen, that means your info is safe.

Will Lending Tree Affect My Credit History?

No, LendingTree’s initial check (soft inquiry) doesn’t affect your credit score. But if you move forward with a loan offer and submit an official application, it leads to a hard inquiry, impacting your credit. Also, LendingTree will not charge you for using its services.

How Do I Contact Customer Service

LendingTree is a company that helps connect people with lenders, especially for mortgages. They operate from their main office in Charlotte, NC, and you can contact them at 1-800-555-8733.

LendingTree Pros: Advantages

  1. People know and trust LendingTree.
  2. They’re fast, giving you responses from different lenders.
  3. You can get loan options within about 2 days.
  4. There’s a chance of getting a good interest rate.

LendingTree Cons: Disadvantages

  1. They ask for a bunch of personal info, more than you might want to share.
  2. They sell your details to 4-5 lenders, and it’s unclear if they can really help.
  3. Your info goes to many other companies, not just lenders.
  4. They’re into credit cards and insurance, making it less clear what they’re really about.


LendingTree Is a legit website offering loans and investment opportunities. However your personal info is exposed to other lenders during the matching process. Overall we recommend their services.

Similar Lending Company: Green Arrow Loans

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