– Is LCS Scam or Legit Debt Collector?

Have you been getting letters of text message from LCS debt collector? Do you think is a scam platform? This review of LCS debt collector aims to answer the questions you have about the letters you’ve been receiving.

What is

Lcsdr Com is the official website for a debt collector company called LCS, that has been operating for quite a long time ( 15 years) under the company
1ST LOCATE UK LIMITED. So how does the platform works? they help people collect debts, and receive their commission in the end. Phone calls, letters and text messages are ways they inform people that they have some unpaid debts.

However, a lot of people have been complaining of receiving calls from LCS, when they owe no one any dime. So this leaves us asking ‘Could there be a mistake elsewhere or is this a debt scam that uses calls to coerce you into paying what you don’t owe?”

How Does Work?

This company buy debts in bulk. They have sales guys that target banks, institutions, mobile phone operators and buy a large collection of these debts for a % of the debt.

How?….Let’s say your debt from Bank ‘D’ is an old credit card and was for £1678, this company buys it for 10-20% of original value. But they will demand full amount, plus their own charges on top from you.

Picture this; they pay around £300 and try to get over £2000 off you. A letter is sent to you, asking for the amount, plus charges back. Then they follow with series of phone calls and text messages that can be quite frustrating.

Reviews of LCS Debt Collector

Though the calls could be a nuisance, we have every reason to believe that this company is legit, not scam. Why? you may ask. The truth is a 1ST LOCATE UK LIMITED is a real company.

Debts are a very upsetting topic and you rather want to think that LCS is some kind of a scam, but it’s not true. This company even has a page on Google! however there are a handful of grievances online from people.

A lot of people seem to agree that it is a scam. Below, is what someone has to say about LCS debt collector-

LCS are trying to get paid for debt that you don’t owe. Neither to them nor to the company they are “recovering” it for. Just trying to sponge anyone they can reach. Ignore the communication and look online how to deal with such companies in the matter that they can understand. Talking to them on the phone produces zero results.


Do you think it is true? What are your opinion about this debt collector. Have you received a call even though you are not owing any one a dime? Please share your experience in the comment section.

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One comment

  1. Well… I just got 1012GBP payment request. I have owed for a joint tax credit claim from 2012-15 to HMRC. I did not get anything from HMRC, only now this payment request from LCS. I called HMRC to investigate and unfortunately I got this sum confirmed. Apparently I should be responsible for half of it, as it comes from joint claims though. Butt My ex did not get anything, and I am asked for the full amount right away. Gotta arrange repayments somehow… Hopefully they will not ask her for full amount as well…

    Nevertheless, legit…

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